Wednesday, October 6, 2010

6. A Provision Against Disability.


One little realizes how much clothing
have to do with our appearance in society.
The same with life insurance ; it is an extra
brace to keep the family together.  - Benjamin David King

One common misconception about life insurance is that you have to die to benefit. This is untrue. Sometimes death is more merciful and quick. But what if you linger on.. disabled?

Would your cost of living increase? YES!
Would your income continue? NO!

What a terrible combination - to be alive and yet not having an income - coupled with the increased costs of living!

Of course, your family can take care of you. Lucky you! But don't you wish to make it easier for your family to care for you by providing the means to take care of you? Sometimes, people say that if anything happens to them their brother or sister will take care of them.

Supposing we reverse the situation. Its not you but your brother who is disabled. Now, how are you going to help look after him? Wouldn't it be that much easier if he handed to you $10,000 a year to defray some of the expenses? It would definitely be a sensible thing to do and brotherly as well.

An agent who previously worked in the construction industry reported that when he returned to the worksites to sell life insurance, he met with very positive response. Why? Because people in that industry are fully aware that mishaps can happen and especially when one leasts expects it!

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