“Every man has problems that only life insurance can solve. In the young man’s case, the problem is to create cash; for the older man, to conserve it.” - Ben Feldman
By virtue of their occupation, some people face greater risks than the average man in the street. Pilots, firefighters, divers, construction workers, jockeys, oil riggers and policemen may be just a few of such. Are they conscious of this? You bet. In their daily work, they are constantly reminded of this. While they do not allow the increased risks to paralyse them into inaction, they do the prudent thing and pay a slightly higher premium to enjoy a peace of mind.
Taking precautions costs a small amount extra; but it's always worth it.
Recently even schoolteachers face greater perils than often thought to be associated with that fine profession. A teacher in the UK was stabbed to death by an enraged student - something unthinkable as little as a decade ago. With the recent SARS epidemic in this part of the world, people in the noble healthcare profession are faced with the sudden-ness and unpredictbility of similar ttacks. No one is apparently immune, not even office workers.
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